Chocolate Finance has partnered with HeyMax to introduce Singapore’s first Visa debit card that rewards users with miles for everyday spending. From 11 February 2025, cardholders can earn 2 Max Miles for every $1 spent, which can be redeemed for flights, hotels, and other travel benefits.
The new debit card stands out by offering rewards on a wide range of spending categories, including dining, groceries, utilities, insurance, school fees, and donations—areas typically not rewarded by debit cards. Users can earn full rewards on the first $1,000 spent each month, with a reduced rate of 0.4 Max Miles per $1 for spending beyond this cap.
Max Miles, which never expire, can be redeemed at a fixed 1:8 ratio through HeyMax’s Fly Anywhere programme or converted 1:1 to 27 airline and hotel partners. Additionally, a limited-time bonus offer allows cardholders to earn up to 5 Max Miles per $1 spent on SMRT travel from 11 to 28 February 2025, or until 1 million Max Miles are awarded.
This innovative partnership aims to redefine rewards for debit card users in Singapore, ensuring that every dollar spent contributes towards travel goals. For instance, a Chocolate Finance Visa Debit Card user spending S$1,000 monthly on everyday expenses can accumulate 12,000 Max Miles in six months, enough for a short-haul flight to destinations like Bali or Bangkok.
